I found this cool new way to search the Internet and win gift cards.
The web site is called Swagbucks.com and just for signing up and searching the Internet through their web site, you win swagbucks, which can be redeemed for gift card from Starbucks, Target, etc. I've just signed up and I already have 13 "swagbucks" that I earned by simply searching the Internet using swagbucks.com.
I do a lot of searching the Internet so it is a no brainer for me to use swagbucks, why not get a few gift cards for searching I was already doing.
There are also many other ways to earn swagbucks, check out the web site for other opportunities to make a little extra cash. So if you spend a lot of time on the Internet, click the link and sign up, start earning gift cards today.
I'll keep you posted to see how much I actually earn just by searching.
One of the biggest trends of today's world is shopping online. It is convenient, easy, and saves a great deal of time, not to mention that it, in many cases, saves you a great deal of money at the same time. However, while shopping online is the latest and greatest trend for consumers, hackers and other dishonest people have also turned to online shopping as a way to obtain credit card information for fraudulent use.
You take a risk every time you use your computer and the internet to do your shopping, however, if you know what to do and what to look for, you can take steps to ensure that you do everything possible to protect your credit card information.
Safe and Secure – That's the Ticket
Before you start shopping on ANY website and provide your credit card information, you want to be sure that the website you are shopping with has taken measures to secure your order and payment. There are two specific things you want to look for:
Secure Website Address
The encryption sign can be found on the bottom of the webpage you are viewing. This typically looks like a padlock. An "open" padlock indicates that the website is not secure. It will not encrypt your credit information when you provide it. A "closed" padlock indicates that the site is using security and encrypts the information you provide. Typically, this is shown on the website page that is asking for this information.
A secure website address is a good way to tell that the information you provide is secure as well. When asked to provide your credit card information look at the website address. https:// indicates a secure website; http:// indicates that the website is not secure.
Check Your Credit Card
It is advisable to make sure you understand the terms and conditions of your card, as well as benefits. Use only cards that protect you and your liability if something were to occur. Some credit cards protect you entirely against credit card fraud while others will have a liability limit.
It is a good idea that you keep track of your credit card statements and your purchases. If you notice things out of place, it is important to contact your credit card company immediately to take action and remedy the situation.
Know Where Your Information Is Going
Does the company sell my information to other companies?
Did I read the fine print and understand it?
Does the company store my credit card information?
If so, where is this information stored? An online database, their own business files, or both?
When filling out credit card payment forms, what information is required?
The security for many online shopping sites has been beefed up. At one time, it was only necessary to provide your credit card number, expiration date, name, and address. Well, it turned out that hackers and scammers had the ability to obtain this information in multiple ways. Now, more and more sites are requiring that you provide the CVC2 code, which is a series of three digits located on the back of the credit card.
Make sure the site you do your online shopping with is secure, safe, and requires the information you deem pertinent to ensure fraudulent activity does not occur on their site.
I learned last that I am a victim of credit card fraud.
Last week while trying to pay a $35.00 office visit to Cooper's doctor back in Philly, I learned that somebody was using my credit card other than me.
My card was declined by the doctors office so I went on-line to check my statement with the credit card company and to my delight somebody had made a $15,000 PAYMENT for me on my card. Weird considering I didn't have anywhere close to 15k on the card. This card is my "on-line credit card" that I only use to make Internet purchases. There were other charges that weren't mine, including a couple hundred bucks at a Macy's in Corpus Cristi, Texas and some automobile related charges in South Texas as well.
Apparently making large payments on a credit card is the latest scam. Here is how it works. The thief steals the card, makes a large payment with a check that will eventually bounce. NOW, he can use the 15k and whatever the my limit is for his purchases. I can't believe the ways these thieves think of to scam people, they seem pretty smart for a bunch of dirt bags.
Needless to say, I called Capital One and their fraud unit had already put a "hold" on my card and it doesn't appear much damage was done.
Moral of the story, reserve just one credit card for Internet purchases. If your numbers get stolen you will only have to deal with one company.
Today was historic, it was announced that gas prices finally reached the inflation adjusted highs of 1981.
I was reading further and saw this quote.
"With several large refineries down this spring for maintenance or shut by problems, gasoline production has been reduced, cutting into available supplies."
Are you serious? What am I missing here? Why are "large refineries" going down in the spring for maintenance when we are in such a refining supply crunch? Couldn't they "go down" when the demand is weaker, like in December?
I'm no genius, but this seems like such a crock of shit. These oil companies are just out of control. I am so glad I have cut my driving in half. When I read this shit, I can't believe what they get away with, the government really needs to look at breaking up some of these monopolies!
Obtaining financing for a franchise is a tough, long process. I have spent the better part of the last week compiling papers, filling out SBA applications and talking to bankers. After an initial bad experience with a large bank, I am having a great go around this time with a Detroit based bank. The loan officer is unbelievably helpful and seems to really want to help me get approved. I spent an hour on the phone this morning with "Doug" discussing my application, tweaking, gathering data and am amazed by how well this man knows his business. He knows exactly what he needs to get me the financing and is walking me through the process like I have known him for years. One thing I have learned is that loan officers want to help, they attempt to take the "scariness" out of the process of approaching a bank for financing. I have to admit, the most daunting task was the initial phone call, explaining the business and asking for the money. "Doug" made it easy and we are on the right track.
We are coming home this week to meet with the bank, scout locations for the franchise and meet with a potential investor regarding another project. There is life after corporate America and it is extremely exciting.
I need some help from a computer geek. SPAM is killing my in box. Until I figure out a way to stop the 1000 SPAM messages a day please put GREGGHENSON.COM in the subject box of any e-mail to me, otherwise I may accidentally erase it as I purge my in box daily. The SPAM is just out of control.
Every morning I open outlook and begin downloading hundreds of e-mails offering me free Cialis, cheap viagra and solutions to my erectile dysfunction problem. Hell, I even won the lottery and received an e-mail from the former Prime Minister of Italy.
Anybody who has actually listened to my show on the radio knows that I don't need Cialis or Viagra, it's not like I'm getting an erectile function workout anyway thanks to the two young kids running around the house. Trust me, when the time is right, I am so starved I don't need help.
The Top SPAMMERS on GreggHenson.com?
Cialis, Viagra, Debt to Wealth, Top Brand Gifts, Erectile Dysfunction, Ink and Toner ads, some guy who is trying to give me a check, Xanax, Blackjack, Partypoker.net, E-bay secrets.
Bottom line, anybody know a way to stop or limit the amount of SPAM I get everyday? Help!
The Imus lynching continues. It was reported today that Don Imus's top sponsors, Ditech, Nextel, American Express and GM among others will pull their ads from his show. In response to this knee jerk reaction I have decided NOT to purchase any products associated with the sponsors who yanked their ads from The Imus show.
Now I don't really care what happens to Imus, I really think he is likely to be a jerk, but I'm a little tired of people and company's with money filtering what we hear. All of these sponsors are well within their right to pull the ads, but why did it take nearly a week? Do they really feel strongly against what Imus said or are they simply dropping their drawers for the silent majority. I know if I ran a company that was associated with Imus's show I would have dropped him immediately if I felt strongly about the comments, I wouldn't have waited a week to take the publics temperature on the issue. These large company's are so phony, one minutes they are profiting from your outrageousness, the next minute they are getting form e-mails from protesters and caving to the pressure of a few.
Here are a list of the company's that have decided they no longer want to support Imus, even though he has had numerous "race issues" in the past. Clearly they don't care about hate speech or racism or they wouldn't have been on the Imus show in the first place, they are simply weak, pathetic company's that believe in nothing. The sponsors that bailed are General Motors, GlaxoSmithKline, American Express, Ditech.com, Procter & Gamble Co., Staples Inc.
I suggest you think long and hard about patronizing these company's as they are clearly more interested in getting your buck than actually taking a stand against race, racism or hate speech. I won't use any product that is made or sold by these companies.
For more on the "black culture" and it's inability to clean up its own act, check out Michelle Malkin's column from yesterday. She outlines the ridiculous double standard that we all face.
There is a new web site called Prosper which will allow you to borrow money from "regular people" for whatever purpose necessary. Prosper is a community that actually allows you to borrow money from a community of people at a "bidded" interest rate. People on the site borrow money for many reasons such as, to reduce credit card debt, to start a business or to buy an engagement ring. It is a great way to avoid a bank loan and is good for those who's credit rates are less than stellar. You loan is actually funded by multiple sources and you receive the money through Prosper.
Check it out, you can also lend money to those who have specific needs while spreading your exposure around to many different borrowers. I plan to start lending money as soon as my bank accounts are verified. This web site is fascinating and shows the phenomenal power of the web to get people with like needs and interests together, it is changing the way we do EVERYTHING.